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Boat valuation for insurance Boat valuation for insurance

Why your boat needs a professional written appraisal. There are two basic types of boat insurance—“agreed value” and “actual cash value”, also known as "stated value." How depreciation is handled is what sets them apart. An "agreed value" policy covers the boat based on its value when the policy was written. While it may cost more, there is no depreciation for a total loss of the boat (some partial losses may be depreciated). "Actual cash value" policies may cost less, but factor in depreciation. Simply stated, the policy will only pay up to the actual cash value of the boat at the time it is declared a total or partial loss. Eventually, as your boat ages, your insurer will probably insist on an actual cash value policy, unless you provide a Replacement Value Appraisal

Financing older and rebuilt title cars in Florida Financing older and rebuilt title cars in Florida

When buying an older car, or one with a rebuilt or 'branded' title, most financing companies will request an independent Fair Market Value appraisal of the vehicle before approving your loan. Recently we've appraised two newer sports coupes with rebuilt titles in South Florida, a 2016 Jaguar F-Type and a 2018 Nissan GTR, and both loans were approved!

Buying a collector car from a collection, or the whole collection? Buying a collector car from a collection, or the whole collection?

Whether you are buying your first collector car, adding one to you collection, or purchasing the whole collection, we can help with a pre-purchase inspection (PPI) and Fair Market Value appraisal in South Florida.

Used Porsche purchase nightmare Used Porsche purchase nightmare

Protect your investment! Get it inspected and appraised! https://jalopnik.com/this-used-porsche-nightmare-is-why-you-always-get-an-in-1825771000

Barn find Datsun 240Z in Florida Barn find Datsun 240Z in Florida

2nd Barn Find in one week! The previous was a 1960 Porsche 356 1600 S Roadster! This one owner, low mileage 1971 Racing Green (code 907) 240Z has been sitting unmolested in storage since 1996. For an auto appraisal of your Barn Find, call/text: 786-853-0711

Barn find Porsche 356 Roadster in Florida Barn find Porsche 356 Roadster in Florida

This is one of just 560 T5 Roadsters produced in 1960 by Drauz Karosserie. Full Fair Market Value appraisal just completed. Guesses as it it's current unrestored value? To appraise your collector car call/text 786-853-0711

What kind of auto insurance is right for you? What kind of auto insurance is right for you?

Daily driver (Stated Value) insurance is well suited for your daily driver car that is depreciating in value, but your custom or restored collector car that is going up in value, needs different (Agreed Value) insurance coverage. Do NOT lump your daily drivers and collector cars on the same policy! In the event of a claim for your collector car, you could be greatly disappointed!

STOLEN! One owner from new 1963 Chevrolet Impala STOLEN! One owner from new 1963 Chevrolet Impala

This one owner from new 1963 Chevrolet Impala was stolen from a car show in California! Reminder that all classic, collector and antique vehicles should have an up-to-date replacement value appraisal for their agreed value insurance policy. For auto appraisals in South Florida call/text: 786-853-0711

1969 Lamborghini Miura P400 S sells for $1.6 million in London 1969 Lamborghini Miura P400 S sells for $1.6 million in London

A very original 1969 Lamborghini Miura P400 S brought $1.6 million and was high sale at RM Sotheby’s 13th Annual London Auction on October 24. Is your collector car adequately insured? Get it appraised!

Motorcycle appraisals in South Florida for Pre-Purchase, Financing, Insurance Replacement Value, Total Loss or Diminished Value. Motorcycle appraisals in South Florida for Pre-Purchase, Financing, Insurance Replacement Value, Total Loss or Diminished Value.

Motorcycle appraisals in South Florida for Pre-Purchase, Financing, Insurance Replacement Value, Total Loss or Diminished Value purposes. Whatever your motorcycle appraisal needs are in South Florida, John or Tom can help. Text/call: 786-853-0711

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What kind of auto insurance is right for you?