Boat valuation for insurance
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Instead of leaving your boat in the dumpster, why not donate it to charity and help with your taxes? In Florida you will need a Fair Market Value appraisal and we'll send you a completed completed IRA Form 8283 - Noncash Charitable Contributions to submit with your tax return. When was the last time you were out in your boat? For details, call/text 786-853-0711
Nostalgia is an up-to-date re-imagination of the fabled 1934 BMW R7. Collector motorcycles require agreed value insurance coverage, not the stated value coverage that daily riders/drivers have. Protect your investment! Get it appraised! More info on the Nostalgia: https://nmoto.com/
Buying an older boat in Florida? If you are planning to finance, chances are that your lending institute will require a Fair Market Value appraisal for financing purposes. Although our name implies we appraise only autos, we also appraise boats, trucks, RVs, motorcycles, and light aircraft. Call/text 786-853-0711
Why your boat needs a professional written appraisal. There are two basic types of boat insurance—“agreed value” and “actual cash value”, also known as "stated value." How depreciation is handled is what sets them apart. An "agreed value" policy covers the boat based on its value when the policy was written. While it may cost more, there is no depreciation for a total loss of the boat (some partial losses may be depreciated). "Actual cash value" policies may cost less, but factor in depreciation. Simply stated, the policy will only pay up to the actual cash value of the boat at the time it is declared a total or partial loss. Eventually, as your boat ages, your insurer will probably insist on an actual cash value policy, unless you provide a Replacement Value Appraisal
Greater Fort Lauderdale, in South Florida, has been called the Venice of America (more than 300 miles of inland waterways) and the Yachting Capital of the World (more than 40,000 yachts call it home). Plus, the annual Fort Lauderdale International Boat Show is one of the largest events of its kind in the world. And Miami, 29 miles south, is not far behind! Thinking of buying or selling a boat? Protect your investment, get it appraised.
Daily driver (Stated Value) insurance is well suited for your daily driver car that is depreciating in value, but your custom or restored collector car that is going up in value, needs different (Agreed Value) insurance coverage. Do NOT lump your daily drivers and collector cars on the same policy! In the event of a claim for your collector car, you could be greatly disappointed!
This one owner from new 1963 Chevrolet Impala was stolen from a car show in California! Reminder that all classic, collector and antique vehicles should have an up-to-date replacement value appraisal for their agreed value insurance policy. For auto appraisals in South Florida call/text: 786-853-0711
A very original 1969 Lamborghini Miura P400 S brought $1.6 million and was high sale at RM Sotheby’s 13th Annual London Auction on October 24. Is your collector car adequately insured? Get it appraised!
Motorcycle appraisals in South Florida for Pre-Purchase, Financing, Insurance Replacement Value, Total Loss or Diminished Value purposes. Whatever your motorcycle appraisal needs are in South Florida, John or Tom can help. Text/call: 786-853-0711
A 1931 Bentley 8 Litre Gurney Nutting Sports Tourer won Best of Show at the Pebble Beach Concours d’Elegance. The Hon. Sir Michael Kadoorie owns and showed the Bentley.