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What kind of auto insurance is right for you? What kind of auto insurance is right for you?

Daily driver (Stated Value) insurance is well suited for your daily driver car that is depreciating in value, but your custom or restored collector car that is going up in value, needs different (Agreed Value) insurance coverage. Do NOT lump your daily drivers and collector cars on the same policy! In the event of a claim for your collector car, you could be greatly disappointed!

When your Insurance Company says your car is a Total Loss When your Insurance Company says your car is a Total Loss

So your Auto Insurance Company tells you your vehicle is a Total Loss! Do not accept the Insurance Company's offer to settle and compensate you for your loss! Be aware and invoke your right to the 'Appraisal Clause' in your policy!

Classic Ferrari worth millions stolen on test drive Classic Ferrari worth millions stolen on test drive

An opportunistic car "collector" used a test drive to make off with a Ferrari worth $2.2million.

Find out what your car was worth prior to the accident Find out what your car was worth prior to the accident

Find out what your car was worth prior to the accident. If you have been in an accident and it has been determined that your car is a total loss, your insurance company will need to pay to replace your car.

Tim’s Automobile Total Loss Story Tim’s Automobile Total Loss Story

Tim M’s 2014 Kia Sorrento was stolen in December 2018, never to be seen again! His insurance company offered to compensate him $11,329 for his total loss. Tim felt this was less than fair market value so contacted us to help him. We advised him to inform his insurance company that he wished to invoke the ‘Appraisal Clause’ in his policy. We all have one in our policies!

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